Welcome to Wisdom Today with Bill & Judy Kelley. Today we will be going over Proverb 28. Today we will be going over Proverb 28. Judy & I will then share our thought on this proverb and offer a word of encouragement. I will then go over the three most important decisions that I feel I have ever made in my life and discuss commentary on my thanks for each of these. Judy will then share additional thoughts of things she is thankful for (and grateful) for. We will then sing a short hymn and Judy will give an invitation to repeat the sinner's prayer.